The thought of losing your home through a foreclosure proceeding is stressful to say the least. If you are facing this situation, it is important to have an attorney on your side. You are entitled to certain rights and you need experienced and competent legal representation to fight for you.
A common misunderstanding people have when facing foreclosure is that if you cannot make the mortgage payments on your primary homesteaded home, you would simply give the bank the keys to your house and be done with it. Unfortunately, it is not that simple. Factors the courts consider involve the valuation of the home versus the liability or debt that is owed. In some cases, an amount will still remain to be paid by the debtor/homeowner even after the foreclosure sale of the home has been completed. An Attorney experienced in Foreclosure defense will meet with to discuss your options and help put together a plan to meets your goals.
The State of Florida recognizes the importance of homeownership and has provisions that protect your residential homesteaded property. An experienced Foreclosure Defense Attorney can help you protect your property rights, modify your mortgage, or save your home from a foreclosure sale.
There are several alternatives to dealing with foreclosures. It is important that you contact an attorney at the earliest possible stage, preferably as soon as you fall behind in your mortgage payment and before a lawsuit is filed, to prepare a plan that will help you reach your goal and possibly avoid potential foreclosure. A few areas we can assist with include:
As part of the foreclosure defense strategy planning, we will also consider whether bankruptcy is recommended in order to modify the mortgage loan, restructure the debt, or discharge a deficiency judgment. While Foreclosure cases are filed and resolved in State courts, a Bankruptcy matter is filed and defended in a specific Bankruptcy court. An experienced attorney will help you decide if bankruptcy will help you meet your goals when you are defending a foreclosure case.
If you are facing the possibility of foreclosure or have been served notice of a lawsuit, it is critical to schedule a consultation with an Attorney experienced in Foreclosure defense. In this consultation your attorney will gather all necessary information, determine where in the process your case is, and plan out a strategy to resolve this matter and meet your goals. When facing a foreclosure action, it is important for you to know that you have options and rights. The sooner you contact an attorney, the better your chances are for a favorable outcome. It is better to be proactive than reactive in a foreclosure defense case.
Give us a call at 407.647.7887 to schedule a consultation with an experienced Attorney for a Foreclosure Defense.
Know your options and don’t go through this alone.